Prosper

While browsing through the various blogs last night, I came across this. It's quite a bold concept in lending. Searching through Google, there's not much on it but there was an article about it from Businessweek. Hopefully it is legitimate and thrive. For now, I'll keep an eye on it for several months to see how well it goes.

The Millionaire Next Door

I just finished reading Millionaire Next Door, it's a great book, must reading for everyone and anyone serious about their financial future. 

It's a solid foundation on the habits necessary for wealth accumulation. 

The information presented in this book focuses on the habits that create millionaires from ordinary people who often have ordinary incomes. The authors show that to be wealthy, you do not necessarily require extraordinary skills or require ardent pep talks; you just need financial discipline and a willingness to live within your means and avoid certain amounts of debt. 

The information in the book is substantiated with a number of graphs, charts, and summations of data that will limit one's ability to push through the information quickly. The content of the book is very reliable and will be eye opening for many readers.

Blog Income Report - June 2008

Online Income
www.istockphoto.com Royalities	$159.24
www.fotolia.com Royalities	$86.78
www.dreamstime.com Royalities	$24.45
Amazon	$8.56
Savings Accounts	$31.34
Grand Total	$310.37

iStockphoto, Fotolia, Dreamstime, ...

This year in January I discovered a new way to use my digital camera and earn royalities from my pictures. 

There are several international microstock photography provider online, e.g.:

• www.istockphoto.com
  
• www.fotolia.com
  
• www.dreamstime.com
  

At the moment I'm earning about $ 260 passive income a month. 

About me

I’m a 24 year old human ressource manager. 

I’ve been interested in investing for nearly 7 years but actively engaged in it for the past 3. I currently invest in bonds in stocks. 

My goal is to retire by the time I’m 40. That doesn’t mean sitting around and waiting to die!!! That means I have enough money through passive investments to pay for food, shelter and some luxuries, which will give me the opportunity to travel and enjoy life …. and of course devote more time to investing!